GET EXTRA
Capital for your business
Get Pre-Approved For Up to $500,000
Submitting an application is free, and it won’t impact your credit score.
Submit a funding application
Receive pre-approval.
Secure funding
Speak with a Funding Specialist by dialing 302-632-8553 or apply online. We will engage in a discussion about your terms and review the provided information.
Upon our representatives reviewing your online application, you will receive the funding rate on the same day.
Upon approval, your funds will be directly deposited into your business bank account within two business days.
See how America 1st Processing capital works
Whether you require additional funds to grow your business or are encountering challenging financial circumstances, get in touch with us today! We have assisted numerous business owners in expanding their enterprises, meeting payroll needs, and bolstering inventory holdings.
Submitting an application is free, and it won’t impact your credit score.
Reasons Business Owners Opt for America 1st Processing Capital
We provide funding for your business, even in cases where traditional banks have declined financing. Whether you lack a business plan or collateral, we are willing to collaborate with you. Our approval process focuses on evaluating the ongoing financial data and the overall business viability, rather than solely relying on credit scores.
Compared to banks, we offer a quicker process, greater reliability than crowdsourcing, and flexibility for our borrowers!
Submitting an application is free, and it won’t impact your credit score.
America 1st Processing Capital
Other Cash Advances
Traditional Banks
You ought to be a business proprietor
Your business must be registered or incorporated for a minimum of 4 months.
A minimum monthly deposit of $5,000 in your business bank account.
Is my business eligible?
The America 1st Processing team is available for businesses seeking immediate cash infusion for growth and expansion. Our funding criteria are uncomplicated and transparent. Our objective is to extend funding to companies only when it aligns with their best interests.
Submitting an application is free, and it won’t impact your credit score.
3 Adaptable Financing Programs
Business Cash Advance
The approval amount is determined by your monthly volume of merchant processing.
We acquire your upcoming merchant processing receivables at a discounted rate, furnishing you with immediate funds.
Utilize your merchant processing account to settle the advance.
Approval amounts are calculated based on the most recent 4 months of merchant processing and bank statements, along with the business details in your application.
Refinancing is an option once you reach 60% of your total repayment amount
Complete Deposit Advance
The approval amount is determined by the monthly volume of deposits into your checking account.
We acquire your forthcoming bank deposit receivables at a discounted rate, offering you immediate funds.
Utilize your future accounts receivables to settle the advance.
Approval amounts are calculated based on the last 4 months of your bank statements and the business details provided in your application.
Repayments are conducted through a fixed daily ACH withdrawal from your checking account, exclusively from Monday to Friday.
Refinancing is an option once you reach 60% of the total repayment amount.
Commercial Loan
The Short or Long-term loan is a straightforward business loan with a competitive interest rate and flexible terms spanning from one to five years, featuring no prepayment penalties. While no collateral is necessary for a medium-term loan, a personal guarantee is required.
The Business loan provides attractive interest rates and adaptable terms without the need for collateral.
You have the option to request an amount ranging from $20,000 to $500,000, with repayment terms spanning from one to five years.
There are no prepayment penalties
Individuals with bad credit can apply.
The proceeds can be used flexibly.
Ready to Talk?
Our team is here to answer your question about America 1st Processing
More than 5k+ businesses and organizations count on America 1st Processing
Testimonials
What customer say about Us
"America 1st Processing delivers on its promise of seamless transactions. With competitive rates and excellent customer service, they're a top choice for businesses looking for reliability and efficiency. Highly satisfied with their services."
Sarah J.
"America 1st Processing has been instrumental in streamlining our payment processes. Their intuitive interface and transparent pricing make them a trusted partner. Plus, their commitment to security gives us peace of mind. Definitely recommend them."
Michael R.
"As a small business owner, I rely on America 1st Processing for hassle-free credit card transactions. Their platform is easy to use, and their customer support team is always responsive and helpful. A reliable partner for any business's payment needs."
Lisa M.
"America 1st Processing sets the standard for credit card processing companies. Their competitive rates and reliable service have made them an invaluable asset to my business. With their efficient platform and attentive support, I can focus on growing my business without worrying about payment processing. Highly recommend them to fellow entrepreneurs."
David L.
Put an end to costly processing fees
Begin utilizing the No-Cost Processing solution now!
America 1st Processing leads the industry in secure payment solutions. Our program offers fixed rates and includes a $500 guarantee!